Solutions
Calculate P&L in real time and distribute returns to members
Profit distribution is where club trust gets tested most. Who earned what? How was the profit calculated? Why did one member get more than another? Fundify calculates profit from actual financial activity, generates a distribution draft for review, and allocates to each member based on the rules your club chose.
Key features
Where profit distribution breaks trust
The treasurer calculates profit in a spreadsheet by adding up income and subtracting expenses. But the spreadsheet does not include loan interest earned or fine revenue, so the profit figure is always incomplete.
Two members both saved UGX 5,000,000 this year. One saved it in January, the other in December. The member who saved earlier contributed to the club's earning power for 12 months, but they both get the same share of profits because the treasurer doesn't account for when the money came in.
The committee decides to retain 20% of profits for reinvestment. The treasurer subtracts 20% from the total, distributes the rest, then does not record the retained amount anywhere. Next year, nobody can account for it.
How Fundify calculates and distributes profits
Automatic P&L calculation
Fundify calculates profit from all recorded financial activity: loan interest earned, fine revenue, manual income (dividends, rental, capital gains), minus all recorded expenses. The P&L is generated from real data, not assembled by hand.
Configurable retention percentage
Set how much of the profit the club retains for reinvestment before distributing the rest. The retained amount is recorded and visible in your financial reports so it is always accounted for.
Two distribution methods
Split profits equally across all members, or distribute by savings proportion. With savings proportion, the system factors in both how much each member saved and how long their money was held in the club, so members who contributed earlier and more are rewarded fairly. The method is set in your club settings and applied automatically.
Part of the bigger picture
This is one part of a connected system. Here is how it links to other workflows in Fundify.
Frequently asked questions
See how this fits your club
Start with a 2-month free trial, add your card, invite your members, and move your records out of spreadsheets.
Manage distributions