Skip to main content
Fundify
Back to home

Terms of Service

Last updated: 18 March 2026

These Terms of Service (“Terms”) govern your access to and use of the Fundify platform (“Service”), operated by Fundify (“we”, “us”, or “our”). By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Definitions

  • “Club” means an investment club or savings group created on the platform.
  • “Admin” means the user who created the Club, or a member assigned the admin role.
  • “Member” means any user who has joined a Club through an invitation or link.
  • “Content” means all data, text, files, and financial records you submit to the Service.

2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement. By using the Service, you represent that you meet these requirements.

3. Account Registration

You must provide accurate, complete information when creating an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately at hello@usefundify.com if you suspect unauthorised access.

4. The Service

Fundify provides tools for investment clubs to manage contributions, loans, fines, assets, expenses, income, profit distributions, meeting minutes, and member records. The Service is a record-keeping and management tool — it does not provide financial, investment, legal, or tax advice.

You acknowledge that all investment decisions, loan terms, fine policies, and financial arrangements are made solely by your Club and its members. Fundify bears no responsibility for the financial outcomes of any club or its members.

5. Club Administration

The Club Admin is responsible for configuring club settings, managing members, and ensuring the Club operates in compliance with applicable laws. Admins may assign roles (Treasurer, Member) with different permission levels. Fundify is not responsible for actions taken by Club Admins or Treasurers.

6. Subscriptions & Payment

6.1 Billing

Fundify offers paid subscription plans billed monthly on a per-member basis, charged to the Club Admin. Prices are listed in Ugandan Shillings (UGX) on our pricing page and may change with 30 days’ notice.

6.2 Free Trial

New clubs receive a 7-day free trial. At the end of the trial, you must subscribe to a paid plan to continue using the Service.

6.3 Payment Processing

Payments are processed by Stripe, a third-party payment provider. By making a payment, you also agree to Stripe’s Terms of Service.

6.4 Cancellation

You may cancel your subscription at any time from your billing settings. Cancellation takes effect at the end of the current billing period. After cancellation, you retain read-only access for 7 days, after which the Club will be deactivated.

6.5 Refunds

Subscription payments are generally non-refundable. If you believe you were charged in error, contact us at hello@usefundify.com within 14 days of the charge and we will review your request.

7. Your Content & Data

7.1 Ownership

You retain full ownership of all Content you upload to the Service. We do not claim any intellectual property rights over your Content.

7.2 Licence to Us

By submitting Content, you grant us a limited, non-exclusive licence to store, process, and display your Content solely for the purpose of providing the Service.

7.3 Data Export

You may export your club’s financial data at any time through the reporting features available in your plan.

7.4 Data Deletion

When a Club is deleted, it enters a 30-day recovery period. After 30 days, all associated data is permanently and irreversibly deleted. You may request immediate permanent deletion by contacting us.

8. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose, including money laundering, fraud, or financing of prohibited activities.
  • Misrepresent your identity or provide false information.
  • Interfere with or disrupt the Service, servers, or networks.
  • Attempt to gain unauthorised access to any part of the Service.
  • Scrape, harvest, or collect data from the Service by automated means.
  • Resell, sublicence, or redistribute the Service without our prior written consent.
  • Use the Service to store content that is defamatory, obscene, or infringes the rights of others.

We reserve the right to suspend or terminate accounts that violate these terms.

9. Limitation of Liability

To the maximum extent permitted by law, Fundify and its officers, directors, employees, and agents shall not be liable for:

  • Any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill.
  • Any financial losses arising from investment decisions, loan defaults, or disputes between club members.
  • Any errors, inaccuracies, or interruptions in the Service.

Our total aggregate liability for all claims arising from the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Disclaimers

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

Fundify is not a financial institution, investment adviser, or licensed money lender. The Service is a management tool, not a financial product. We do not hold, manage, or control any club funds.

11. Indemnification

You agree to indemnify, defend, and hold harmless Fundify and its affiliates from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service, your Content, or your violation of these Terms.

12. Termination

We may suspend or terminate your access to the Service at any time for violation of these Terms or for any other reason with reasonable notice. Upon termination, your right to use the Service ceases immediately, though the data deletion timeline in Section 7.4 still applies.

13. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by email or through the Service at least 30 days before they take effect. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Uganda, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Uganda.

15. Contact

If you have questions about these Terms, contact us at hello@usefundify.com.