Solutions
Run your savings group with structure, not paperwork
Savings groups across East Africa depend on trust. Trust breaks when the treasurer's notebook is the only record, when fine calculations are disputed, and when nobody remembers what was decided at the last meeting. Fundify gives every member a shared, auditable record of contributions, fines, decisions, and permissions.
Key features
Where trust breaks in savings groups
The treasurer spends hours each month chasing members for payments, then more hours reconciling who paid what. The reconciliation lives in a personal spreadsheet nobody else can verify.
Fine calculations become arguments. Did the fine compound? Was there a grace period? The treasurer says one thing, the member remembers another, and there is no authoritative record.
A new member joins and asks what the rules are. Nobody can point them to one place. The constitution is in someone's email, the latest changes were agreed in a WhatsApp call, and the fine policy was updated verbally at the last meeting.
How Fundify brings structure without paperwork
Three contribution modes
Set contributions as fixed amount (every member pays exactly UGX 100,000), minimum amount (at least UGX 100,000, more if they choose), or no-limit (any amount). The mode is enforced automatically, no manual checking.
Automated fine assessment
Missed the deadline? Fundify assesses the fine based on your group's rules: flat amount or percentage of the missed contribution, with optional compounding. Fines are assessed on the schedule you configure.
Meeting notes and document vault
Record meeting minutes with rich text that every member can access any time. Upload and organize group documents in folders so nothing gets buried in chat or emails.
Member dashboard
Every member logs in and sees their savings balance, outstanding fines, and payment history. No phone call to the treasurer, no waiting for the next meeting.
Part of the bigger picture
This is one part of a connected system. Here is how it links to other workflows in Fundify.
Contribution Tracking Software
Three contribution modes with automatic deadline enforcement and fine assessment
Learn moreLoan Tracking for Investment Clubs
Issue member loans with interest tracking and automatic repayment allocation
Learn moreSoftware for Investment Clubs across East Africa
Full financial management with loans, P&L, balance sheet, and profit distribution
Learn moreFrequently asked questions
See how this fits your club
Start with a 2-month free trial, add your card, invite your members, and move your records out of spreadsheets.
Create your group